Buddhism claims wealth is temporary, is no path to happiness, and may not be the best source for money wisdom. This view obviously struck the devil as odd. He looked upon the Buddha and said, “To test this theory, I create something unusual, something wonderful, something so special everyone will rush to claim one. He created a Goldman Sachs Apple Credit Card.

If you have an Apple Card, its best rewards are achieved when making Apple purchases via the Apple Wallet app on your iPhone. In theory, it’s less a physical card than it is an incentive program for using Apple’s technology. Need et Coke, open your app, press your Apple Credit Card, double the funky power button, and ‘boink’ with a magic checkmark.  Congratulations oh Apple ‘Oneder.’ (Or is One Dur? Maybe Wonder?). 

My titanium slab came FedEx. I’ve never had a credit card delivered FedEx, except that time in 1996 when a Louisiana ATM Machine gnawed my Business Mastercard like a kid high on Happy Meals. Most Apple ‘Oneders’ claim a certain love with the concept. Few mention inherent problems. A few mention the high-interest rate. Others mention the failure to allow the user to download their purchases to Quicken or other software (an issue they’ve reportedly fixed). These two issues were enough for me to rarely use the titanium slab. Most months, I carry no balance. 

I found another issue: dealing with Apple/Goldman Sachs Credit specialists via text. 

Prior to leaving work, I used my iPhone’s Best Buy App to order $100 in office supplies. Everything was in stock and would be ready in an hour. Best Buy asked if I wanted to pay via my titanium slab. “What the h••• I said,” as I pressed the funky power button twice. Immediately thereafter, “Boink” and a magic checkmark. Moments later, I received a text.

Best Buy Order Status: Order BB###-############ is confirmed. Visit http://blah blah, blah blah for order details.

God damn it. This Apple ‘Oneder’ was a happy ‘Oneder.’ Nothing makes a Coronavirus fighter happier than a “Boink” and magic checkmark – Until getting to Best Buy.  No one was in the store. I and ten other ‘Oneder’s’ waited. And waited. And waited. No one came out. None. Nada. Zip. 

I decided to cancel the order. Laughing from his crypt, the Devil said, “Not so fast schmuck-face.” I could not cancel the entire order at once. I actually had to cancel each item in my order one at a time. I found this annoying, but, since Best Buy’s exceptional service was missing in action, I had no choice.  Since Best Buy already charged my Apple ‘Oneder’ account, I contacted Apple, via the Wallet app, to request any Best Buy charge be denied. Turns out, I couldn’t. Since the transaction was pending, “Tough Toenails Toots.

My conversation started with Apple Support, who transferred me to Goldman Sachs, who transferred me back to Apple Support, who then fed me a Little Orphan Annie decoder telephone number that I had to call to confirm my conversation. 

Amie (not her real name) sounded like the same representative I conversed with when my Mastercard was devoured. I literally called the Little Orphan Annie decoder telephone number texted to me. Amie (not her real name) answered.

“Can’t do (s•••) anything Apple ‘Oneder.’ You have to wait until the charge clears, then dispute it. Thanks for calling Apple ‘Oneder.’ Make sure you save your texts to prove your claim. My name is Amie and I’m glad to have assisted you (i.e., in confirming I was F’d).”

Final Thought

The ‘End Literacy Council’ erected a sign, “Learn to read FREE! 222-6325.”

That’s what the Buddha warned. Nothing is free. 

During the drive home, this Apple ‘Oneder’ called his Cell Phone Carrier and ordered a different phone. I used an American Express card.